Convert ZMW to ZAR — live rate

Convert Zambian Kwachas to South African Rands and compare the real cost of sending money.

ZMW
ZAR
1 ZMW = 0.8252 ZAR Mid-market rate
Updated just now
Compare transfers for ZMW → ZAR
No signup required FCA-regulated providers only

Historical ZMW/ZAR exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: ZMW to ZAR

1 ZMW 0.83 ZAR
5 ZMW 4.13 ZAR
10 ZMW 8.25 ZAR
50 ZMW 41.26 ZAR
100 ZMW 82.52 ZAR
500 ZMW 412.62 ZAR
1,000 ZMW 825.23 ZAR
5,000 ZMW 4,126.15 ZAR

Real cost of ZMW → ZAR

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 ZMW
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

ZMW — Zambian Kwacha
ISO Code ZMW
Central Bank Bank of Zambia
Common Notes 2, 5, 10, 20, 50, 100 kwacha
Learn more about ZMW
ZAR — South African Rand
ISO Code ZAR
Symbol R
Central Bank South African Reserve Bank
Common Notes R10, R20, R50, R100, R200
Learn more about ZAR

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.