Convert XOF to ZMW — live rate

Convert CFA Franc BCEAOs to Zambian Kwachas and compare the real cost of sending money.

XOF
ZMW
1 XOF = 0.0394 ZMW Mid-market rate
Updated just now
Compare transfers for XOF → ZMW
No signup required FCA-regulated providers only

Historical XOF/ZMW exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: XOF to ZMW

1 XOF 0.04 ZMW
5 XOF 0.20 ZMW
10 XOF 0.39 ZMW
50 XOF 1.97 ZMW
100 XOF 3.94 ZMW
500 XOF 19.72 ZMW
1,000 XOF 39.45 ZMW
5,000 XOF 197.24 ZMW

Real cost of XOF → ZMW

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 XOF
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

XOF — CFA Franc BCEAO
ISO Code XOF
Central Bank Bank of Central African States
Common Notes 500, 1000, 2000, 5000, 10,000 francs
Learn more about XOF
ZMW — Zambian Kwacha
ISO Code ZMW
Central Bank Bank of Zambia
Common Notes 2, 5, 10, 20, 50, 100 kwacha
Learn more about ZMW

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.