Convert USD to ZMW — live rate

Convert United States Dollars to Zambian Kwachas and compare the real cost of sending money.

USD
ZMW
1 USD = 22.3856 ZMW Mid-market rate
Updated just now
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Historical USD/ZMW exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: USD to ZMW

1 USD 22.39 ZMW
5 USD 111.93 ZMW
10 USD 223.86 ZMW
50 USD 1,119.28 ZMW
100 USD 2,238.56 ZMW
500 USD 11,192.80 ZMW
1,000 USD 22,385.60 ZMW
5,000 USD 111,928.00 ZMW

Real cost of USD → ZMW

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 USD
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

USD — United States Dollar
ISO Code USD
Symbol $
Central Bank Federal Reserve Bank
Common Notes $1, $5, $10, $20, $50, $100
Learn more about USD
ZMW — Zambian Kwacha
ISO Code ZMW
Central Bank Bank of Zambia
Common Notes 2, 5, 10, 20, 50, 100 kwacha
Learn more about ZMW

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.