Dubai Property for Swedish Buyers
0% tax. 6-hour direct flights. Escape Swedish capital gains tax. Here's why Swedish investors are turning to Dubai property.
Why Swedish Buyers Choose Dubai
Escape Sweden's 30% capital income tax and 22% effective capital gains tax. Earn tax-free rental income. Dubai offers Swedish investors a compelling alternative with higher yields and zero taxation.
Sweden vs Dubai: Tax Comparison
The numbers that make Swedish property investors reconsider.
| Tax Type | Sweden | Dubai |
|---|---|---|
| Rental Income Tax | 30% | 0% |
| Capital Gains Tax | 22% | 0% |
| Purchase Tax (Lagfart) | 1.5% | 4% |
| Wealth Tax | None | None |
| Inheritance Tax | None | 0% |
Swedish Tax Obligations
Swedish tax residents may still owe Swedish tax on worldwide income depending on residency status and the Sweden-UAE tax treaty. Rental income from foreign property is taxed in Sweden at 30% but with certain deductions available. Consult a skatterådgivare with cross-border expertise. This is not tax advice.
5-Step Buying Process
From Stockholm to Dubai title deed. Here's how it works.
Research and Budget
Define your budget in SEK. Research areas (Marina, Downtown, JVC). Factor in total costs: property price + 7-8% in fees (4% DLD, 2% agency, 1-2% other).
Lock in Your Exchange Rate
SEK/AED volatility can cost you hundreds of thousands of kronor. Lock a rate with a specialist broker before you commit. Potential savings vs banks: 1-3%.
Reserve the Property
Pay 10% booking deposit to secure. Sign Sales Purchase Agreement (SPA). For off-plan: Oqood registration with DLD.
Complete Payment
Transfer remaining funds per schedule. Ready property: balance on transfer. Off-plan: staged payments over 2-3 years (30/70, 50/50 plans).
Register and Collect Title
Final transfer at Dubai Land Department. Pay 4% DLD fee. Receive title deed. You now own freehold property in Dubai.
Golden Visa for Swedish Buyers
Buy AED 2M+ property, get 10-year UAE residency. No employer needed. Sponsor your family. No strict minimum stay requirement.
Frequently Asked Questions
Can Swedish citizens buy property in Dubai?
Yes. Swedish citizens can buy freehold property in designated areas with no restrictions. No visa required to own, though Golden Visa available through investment.
How does Dubai property tax compare to Sweden?
Dubai has 0% income tax on rental and 0% CGT. Sweden taxes rental income from foreign property as capital income at 30% (with some deductions). Capital gains from property are taxed at 22% (30% on 22/30ths of the gain).
What exchange rate will I get for SEK to AED?
Banks charge 2-4% margin. Specialist brokers offer 1-3% better rates. On an AED 2M purchase, that's potentially SEK 150,000+ saved.
How long is the flight from Sweden to Dubai?
Direct flights: ~6 hours from Stockholm Arlanda. Emirates operates daily direct services. Connections via Copenhagen or Amsterdam also available.
Can I get a mortgage as a Swedish resident?
Yes. UAE banks lend to non-residents: 50-60% LTV, 25-year terms, ~4-5% rates. Need Swedish bank statements, tax records from Skatteverket, and proof of income.
Legal Disclaimer
This guide is for informational purposes only and does not constitute financial, tax, or legal advice. Property investment carries risks including loss of capital. Exchange rates fluctuate and past performance is not indicative of future results. Swedish tax residents should consult a qualified skatterådgivare regarding their obligations under Swedish tax law and the Sweden-UAE tax treaty. MyCurrencyTransfer is a comparison service and does not provide property purchasing services.