Convert XOF to GHS — live rate

Convert CFA Franc BCEAOs to Ghanaian Cedis and compare the real cost of sending money.

XOF
GHS
1 XOF = 0.0191 GHS Mid-market rate
Updated just now
Compare transfers for XOF → GHS
No signup required FCA-regulated providers only

Historical XOF/GHS exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: XOF to GHS

1 XOF 0.02 GHS
5 XOF 0.10 GHS
10 XOF 0.19 GHS
50 XOF 0.95 GHS
100 XOF 1.91 GHS
500 XOF 9.54 GHS
1,000 XOF 19.09 GHS
5,000 XOF 95.44 GHS

Real cost of XOF → GHS

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 XOF
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

XOF — CFA Franc BCEAO
ISO Code XOF
Central Bank Bank of Central African States
Common Notes 500, 1000, 2000, 5000, 10,000 francs
Learn more about XOF
GHS — Ghanaian Cedi
ISO Code GHS
Symbol ¢
Central Bank Bank of Ghana
Common Notes GH¢5, GH¢10, GH¢20, GH¢50
Learn more about GHS

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.