Convert XCD to GHS — live rate

Convert East Caribbean Dollars to Ghanaian Cedis and compare the real cost of sending money.

XCD
GHS
1 XCD = 3.9415 GHS Mid-market rate
Updated just now
Compare transfers for XCD → GHS
No signup required FCA-regulated providers only

Historical XCD/GHS exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: XCD to GHS

1 XCD 3.94 GHS
5 XCD 19.71 GHS
10 XCD 39.41 GHS
50 XCD 197.07 GHS
100 XCD 394.15 GHS
500 XCD 1,970.73 GHS
1,000 XCD 3,941.45 GHS
5,000 XCD 19,707.25 GHS

Real cost of XCD → GHS

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 XCD
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

XCD — East Caribbean Dollar
ISO Code XCD
Symbol $
Central Bank Eastern Caribbean Central Bank
Common Notes 5, 10, 20, 50, 100 dollars
Learn more about XCD
GHS — Ghanaian Cedi
ISO Code GHS
Symbol ¢
Central Bank Bank of Ghana
Common Notes GH¢5, GH¢10, GH¢20, GH¢50
Learn more about GHS

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.