Convert XOF to MAD — live rate

Convert CFA Franc BCEAOs to Moroccan Dirhams and compare the real cost of sending money.

XOF
MAD
1 XOF = 0.0163 MAD Mid-market rate
Updated just now
Compare transfers for XOF → MAD
No signup required FCA-regulated providers only

Historical XOF/MAD exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: XOF to MAD

1 XOF 0.02 MAD
5 XOF 0.08 MAD
10 XOF 0.16 MAD
50 XOF 0.82 MAD
100 XOF 1.63 MAD
500 XOF 8.15 MAD
1,000 XOF 16.30 MAD
5,000 XOF 81.52 MAD

Real cost of XOF → MAD

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 XOF
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

XOF — CFA Franc BCEAO
ISO Code XOF
Central Bank Bank of Central African States
Common Notes 500, 1000, 2000, 5000, 10,000 francs
Learn more about XOF
MAD — Moroccan Dirham
ISO Code MAD
Central Bank Bank Al-Maghrib
Common Notes 20, 50, 100, 200
Learn more about MAD

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.