Convert GHS to ZMW — live rate

Convert Ghanaian Cedis to Zambian Kwachas and compare the real cost of sending money.

GHS
ZMW
1 GHS = 2.1164 ZMW Mid-market rate
Updated just now
Compare transfers for GHS → ZMW
No signup required FCA-regulated providers only

Historical GHS/ZMW exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: GHS to ZMW

1 GHS 2.12 ZMW
5 GHS 10.58 ZMW
10 GHS 21.16 ZMW
50 GHS 105.82 ZMW
100 GHS 211.64 ZMW
500 GHS 1,058.22 ZMW
1,000 GHS 2,116.43 ZMW
5,000 GHS 10,582.15 ZMW

Real cost of GHS → ZMW

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 GHS
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

GHS — Ghanaian Cedi
ISO Code GHS
Symbol ¢
Central Bank Bank of Ghana
Common Notes GH¢5, GH¢10, GH¢20, GH¢50
Learn more about GHS
ZMW — Zambian Kwacha
ISO Code ZMW
Central Bank Bank of Zambia
Common Notes 2, 5, 10, 20, 50, 100 kwacha
Learn more about ZMW

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.