Convert ZAR to PHP — live rate

Convert South African Rands to Philippine Pesos and compare the real cost of sending money.

ZAR
PHP
1 ZAR = 3.8115 PHP • Mid-market rate
Updated just now
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Historical ZAR/PHP exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: ZAR to PHP

1 ZAR → 3.81 PHP
5 ZAR → 19.06 PHP
10 ZAR → 38.12 PHP
50 ZAR → 190.58 PHP
100 ZAR → 381.15 PHP
500 ZAR → 1,905.77 PHP
1,000 ZAR → 3,811.54 PHP
5,000 ZAR → 19,057.70 PHP

Real cost of ZAR → PHP

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 ZAR
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

ZAR — South African Rand
ISO Code ZAR
Symbol R
Central Bank South African Reserve Bank
Common Notes R10, R20, R50, R100, R200
Learn more about ZAR
PHP — Philippine Peso
ISO Code PHP
Symbol ₱
Central Bank Central Bank of the Philippines
Common Notes ₱20, ₱50, ₱100, ₱200, ₱500, ₱1000
Learn more about PHP

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.